Greater Toronto Area · Since 2018

More room.
More income.
More home.

Bull Homes designs and builds legal basement apartments, laneway and garden suites, additions, and rental suites across the GTA — handled end-to-end, from feasibility to final walkthrough.

Book a Free Site Assessment Check Lot Eligibility
4.9★ Google reviews
120+ GTA projects
$80K Federal funding access
20yr DC deferral guidance
Now booking

Spring & summer 2026 build calendar

What we build

Four ways to make your home more

Whether you're adding rental income, accommodating family, or simply outgrowing your space, we handle the full path from idea to occupancy.

/ 01 — Below grade

Legal Basement Apartments

Convert unused basement square footage into a legally compliant rental unit or self-contained in-law suite, fully inspected and permit-approved.

$75K–$180K Typical range
4–6 mo Permits to occupancy
Explore basements
/ 02 — Detached

Laneway & Garden Suites

Standalone backyard homes built under Toronto's 2025 as-of-right zoning. Ideal for premium rental income, multigenerational living, or high-end home offices.

$365K–$525K All-in
10–14 mo Concept to handover
Explore suites
/ 03 — Above grade

Additions & Extensions

Second-storey additions, rear extensions, in-law suites grafted onto your existing home. The right answer when you love your house but need more of it.

$200K–$650K Scope dependent
6–12 mo Typical timeline
Explore additions
/ 04 — Investment

Garden Rental Suites

Built specifically for cash flow. Designed and priced around the rental yield, the federal $80K loan program, and Toronto's 20-year DC deferral.

10–13% Typical gross yield
$2.5K–$3.5K Monthly rent
Explore rentals
Complete solution

Building Smarter, Financing Easier

At Bull Homes, we offer a complete one-stop solution for homeowners and investors. From initial concept to final handover, everything is handled under one roof.

$
In-Home Construction Financing

Flexible funding options tailored to your project — structured from day one so you're never left scrambling mid-build.

⌂
CMHC MLI Programs

Expert guidance to maximize multi-unit financing opportunities and access the best government-backed rates available.

✓
Full-Service Delivery

Design, permits, financing, construction, and final completion — we don't just build homes, we structure and deliver your entire project seamlessly.

One Team. One Process. One Result.
Why Bull Homes

One firm. One contract. One accountable team.

The renovation industry runs on handoffs — designer to architect to permit consultant to builder to inspector. Every handoff is a place where projects slip, costs balloon, and accountability disappears. We removed the handoffs.

  • i.
    Design, permits, and build under one roof

    One firm responsible for every stage. No finger-pointing when something needs to be sorted.

  • ii.
    Fixed-price quotes, not estimates

    Once we've assessed your site and finalized scope, the number doesn't change unless you change the scope.

  • iii.
    Government program navigation

    We file your federal $80K Secondary Suite Loan paperwork and your 20-year DC deferral application as part of the project — not as an extra service.

  • iv.
    2-year workmanship warranty

    Backed by a real WSIB-licensed firm with $2M+ liability coverage. Tarion-registered where applicable.

Built into our process

"We treat permits, financing, and craftsmanship as one continuous workflow."

120+
Projects Completed
8 yrs
Building in the GTA
100%
Permit Approval Rate
$2M+
Liability Coverage
Recent work

Projects we're proud of

A small selection from the last 18 months across the GTA. Click any project for the full story.

Basement Legal basement apartment — open-plan kitchen and living area, separate entrance
East York · Completed Q4 2025

The Coxwell Basement

1,100 sq ft legal basement apartment with separate entrance and second kitchen. Generates $2,400/mo rental.
Basement Legal basement apartment — bright open living space with glass staircase and full kitchen
Scarborough · Completed Q1 2026

The Kingston Road Basement

950 sq ft basement suite with glass-rail staircase and stainless appliances. Rented in 9 days at $2,200/mo.
Addition Second-storey addition — modern flat-roof addition on brick home in Toronto
North York · Completed Q3 2025

The Maple Second Storey

800 sq ft second-storey addition added two bedrooms and a primary suite without expanding the footprint.
Homeowner stories

What it's like to build with us

"
★★★★★
"They handled the federal $80K loan paperwork, the city DC deferral, and the actual build. We just had to make decisions. Our basement was generating $2,400/month rent four months after we signed."
RP
Rita P. Basement apartment · Scarborough
"
★★★★★
"What sold me on Bull Homes was the fixed-price quote. Three other firms gave me 'estimates' and warned about contingencies. Bull's number was the number. They came in two weeks early."
DK
David K. Garden suite · Leslieville
How it works

Six steps from idea to occupancy

No mystery, no surprises. Every project follows the same disciplined process.

i.

Free Site Assessment

60-minute on-site visit. We assess feasibility, zoning, servicing, and what's actually possible.

ii.

Fixed-Price Quote

Within 5 business days, you get a detailed scope and a fixed-price number. No estimates, no contingencies.

iii.

Design & Permits

Architectural drawings, permit applications, financing paperwork — all handled by us in parallel.

iv.

Build

Weekly site updates, photo logs, and a single project manager from day one to day done.

v.

Inspections & Sign-Off

City inspections passed, occupancy permits issued. We don't leave until it's officially yours to use.

vi.

2-Year Warranty

Documented warranty. One call if anything needs attention — we own the work.

Spring 2026 calendar opening

The market window is genuinely open.

As-of-right zoning. $80K federal financing. 20-year DC deferral. Pre-approved Toronto plans. The conditions for adding legal living space to your GTA home have never been more favourable. We'll help you understand exactly what's possible.

Book a Free Site Assessment